Human-in-the-Loop for AI Agents: Balancing Automation and Oversight

An AI agent can be properly authenticated and still make a request that should not execute without review.
Consider an internal support agent with a valid JWT and permission to call a billing API. Reading an invoice may be routine. Issuing a refund may be acceptable below a defined threshold. Refunding a large amount after an unusual sequence of requests is different. Identity establishes which agent is acting; it does not settle whether this particular action should proceed automatically.
The usual responses—allow everything authorized or require approval for every write—both fail in practice. The first gives probabilistic systems too much freedom. The second removes much of the value of automation and teaches reviewers to approve prompts mechanically.



